• featured
  • featured
  • featured
  • featured

Birthday :
Sex : Male Female
Smoker : Yes No
Health : Regular Regular Plus
  Preferred Preferred Plus
Duration :
Amount :
Premiums Paid :  Annual Monthly
Name * :
Telephone * :
h divider
 
 
 

Free Life Insurance Quote

gr

We have launched this website to be able to provide free life insurance quotes to insurance shoppers all over Canada. Life insurance quotes are free and should be free for all, and now you have access to the same life insurance calculator that your insurance agent has. This free quotation system will give you almost the same information that your agent has but may not want to share with you for one reason or another.

You don't have to take that anymore, rather, run your free life insurance quote right now by using the calculator on this page. Just input the few pieces of information that is needed such as your date of birth, your gender, whether you smoke or not, and the amount and type of life insurance you would like. You can chose Term Insurance,

  • 10 year term
  • 20 year term
  • 30 year term
  • Any other term
  • Whole Life Insurance
  • Universal Life insurance
  • Many other kinds of permanent policies

Put down your name and your home number and click the quotation button and you will receive an instant, totally free, no charge, unbiased, transparent, fully independent life insurance quote.

This quote will include the company name, the company rating, the type of policy, and most importantly the price. Now imagine what that information is worth to you. Perhaps you have a life insurance policy that you have bought some time ago. I'm sure that you have often wondered if you were being ripped off by your agent or by the life insurance company. Well now you will know for sure because you have access to all the prices and all companies' information. If you find that the new rates that you find on our free quotation engine are less expensive, than what you're paying right now, then all you have to do is contact us and we can help you save some money.

You may find in some very rare cases that you actually have a good deal with your existing policy. Well, that's not such a bad thing to know either. It'll make you feel good that you made a good choice in the past and if you ever need new insurance you will know where to go to find free life insurance quotes.

If you choose us as your life insurance broker the service we provide is 100% free as well. In other words there is no charge for this free quotation service. If we are the ones helping you along in buying a new policy, there is no charge on our end, in fact there is no charge, period. The insurance company will pay us directly a commission just for sending them your business. So you as the insurance shopper are in a win-win situation.

What is my health Category?

ae

The number 1 question we get from you is, how do I know whether I'm preferred health or regular, or what do those health categories even mean? Well, it isn't the simplest thing question to answer, and there is a lot to it. It is not up to you or me to determine what health category you will qualify for, rather it's the underwriter of the life insurance company that determines that.

We do however have an idea of how it works, so here it is in a nutshell:

  • Regular - Rates are standard, this is where the majority of applicants fit into. This means that you are average, you are not in perfect health, you are normal, you may even take pills for high blood pressure, or other such ailments, and as long as it's controlled, you may qualify for a regular premium
  • Regular Plus - Same as regular
  • Preferred - Rates are little cheaper than standard, this is one step up from regular, you are in little better than average health, usually not taking prescription medication, have a fairly good family history and better than average height and weight
  • Preferred Plus - Rates are the cheapest, this is the very best category, and you are above average in height and weight, family history, you take no prescription meds whatsoever, only about 25% of people will qualify for this category
  • Now with that being said, I don't want you to worry and obsess with this, you are what you are. One thing that I can recommend is, if you give me a call or email me, I may be able to chose a life insurance company with you, that you may have a better chance to qualify for a better rate. The reason for this is that some companies favor different types of people and by me being able to match that up , you will have a better chance to get a better price, simply because of my experience in the industry.

I will list here some Life Companies that I find very reasonable, and good to work with:

Off course there are many other companies, and very often the one for you is not even on the above list, but rest assured that there is a company out there that will give you a good policy at a good price, and I will help you find it.

468
 

Search

Latest News

 
 
h divider